Overseas Mediclaim Insurance

Business and Holiday

The policy covers expenses incurred towards medical treatment for an accident or a disease sustained during overseas trips. The loss of passport is also covered under this policy.

• Medical expenses and repatriation.
• In-flight personal accident benefit.
• Loss of passport.

Persons going abroad on business and holiday can be insured.

Plan -A Business and Holiday (Excluding USA and Canada)

Age Limit: 6 months to 60 years. On medical examination, this can be raised to 70 - 75 years at the discretion of the company.

Trip Limit: 180 days on any one trip plus additional time but not exceeding 365 days on any one trip.

Coverage Limit Deductable

• Medical expenses and Repatriation, US $ 50,000
  US $ 100.
• In flight personal accident Benefit, US $ 10,000 NIL.
• Loss of passport, US $ 150 US $ 30.

Plan - B Business and Holiday (Including USA and Canada)

Age Limit: 6 months to 40 years. On medical examination, this can be raised upto 70 - 75 at the discretion of the company.

Trip Limit: 180 days on any one trip plus additional time but not exceeding 365 days on any one trip.

Coverage Limit Deductable

• Medical expenses and Repatriation, US $ 1,00,000
  US $ 100.
• In flight personal accident benefit, US $ 10,000 NIL.
• Loss of passport, US $ 150 US $ 30.

• Any diseases existing or treated prior to one year of commencement of the risk whether declared or not.
• For children aged five, under treatment for mumps, chicken pox, measles, German measles, spina bifida, whooping cough, diphtheria, poliomyelitis, menimaitis and scarlet fever.
  
• Involving travel against medical advice, travel for treatment, terminal prognosis or awaiting special treatment.
• Cosmetic surgery, pregnancy related costs and AIDS.
• War and nuclear perils.
• Suicide or attempted suicide.
• Benefits recoverable under any other policy like motor, WC or public assistance scheme.
• Examination or treatment in India or expenses incurred outside the country of study or employment (This does not prejudice emergency evacuation on medical grounds).