Overseas Mediclaim Insurance
Employment and Study
What is insured?
Policy covers expenses incurred towards medical treatment for accident or disease sustained
during overseas trips.
Insured against w
hat
?
Medical expenses.
Who can take the policy?
Persons going abroad for an employment or to study.
What will the policy pay and how much?
Plan - C Employment and Study (Excluding USA and Canada)
Age Limit: One month to 60 years.
Trip Limit: Minimum 2 months, Maximum 12 months and for renewals
minimum 1 month and maximum 12 months.
Coverage Limit Deductable
Medical expenses US $ 75,000 US $ 100.
Plan - D Employment and Study (Including USA and Canada)
Age Limit: One month to 60 years.
Trip Limit: Minimum two months, Maximum 12 months. For renewals,
minimum one month and maximum 12 months.
Coverage Limit Deductable
Medical expenses US $ 75,000 US $ 100.
What will the policy not pay?
- Any diseases existing or treated prior to one year of commencement of risk whether
declared or not.
- For children aged five, under treatment for mumps, chicken pox, measles,
german measles, spina bifida, whooping cough, diphtheria, poliomyelitis, meningitis and
scarlet fever.
- Involving travel against medical advise, travel for treatment, terminal prognosis or awaiting
special treatment.
- Cosmetic surgery, pregnancy related costs, AIDS.
- War perils and nuclear perils.
- Suicide or attempted suicide.
- Benefits recoverable under any other policy like motor, WC or public assistance scheme.
- Examination or treatment in India or
expenses incurred outside country for study or employment (This
does not prejudice emergency evacuation on medical grounds).
The details furnished above do not constitute the entire terms, conditions and exceptions of the
policy. For complete particulars please contact the insurance offices.
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